Archive for the ‘Insurance’ Category

IIHS Crash Tests Confirm The Danger Of Small Cars

Wednesday, April 15th, 2009

The fact that this study came as news to a lot of people in the general media speaks volumes about the quality of their automotive reporting and their concern for public safety, but at least they're finally getting around to reporting this story. Take particular care to note that none ...

Progressive Tailors Insurance To Fit What You Can Afford

Tuesday, February 10th, 2009

This is pretty interesting, since it speaks to a growing concern across the country. It has limitations, to be sure, but it could work for lots of people feeling the economic pinch.

Three Women Plead Guilty To Staging Car Wrecks

Saturday, January 31st, 2009

After staging these crashes, the women went on to claim insurance payments for things that didn't happen, which of course all the other patrons of the company would have to pay for.

Comprehensive Used Car Information Is Almost Here

Friday, January 30th, 2009

As this story mentions in passing, none of the firms that sell you used car reports (Carfax et al) have all of the information that you need to make an informed choice. But a government-mandated data base is finally getting off the ground, and in due course it will deliver ...

Smaller Cars Can Mean You Pay Bigger Insurance Rates

Thursday, January 29th, 2009

This should be an important consideration if you're trying to save money on fuel by going to a smaller vehicle. It means you're putting yourself at greater risk and not saving any money.

One In Six Drivers May Be Uninsured By 2010: Study

Wednesday, January 21st, 2009

The continuing growth in the number of people who are driving around without car insurance is a huge financial problem for the people who are insured, since their rates will probably be going up. But there are various issues associated with this and you should check with your agent to ...

Fatality Rate For Oldest Drivers Continues To Drop

Monday, January 19th, 2009

No one seems to be sure why exactly, but the number of drivers over 70 who die in car crashes has dropped significantly in recent years. This press release from the Insurance Institute for Highway Safety (IIHS) delivers the hard facts and the soft speculation on the matter.

Car Crashes The Biggest Source Of Court Cases Today

Saturday, January 17th, 2009

This short story in Time Magazine might be enough to stop you from ever getting behind the wheel of a car again and using the money you save to send your children to law school so they can cash in on the poor folks who still go out on the ...

Do Brains Make Women Better Drivers Than Men?

Friday, January 9th, 2009

It's nice to think so, for sure, and this British writer offers up some theories on why it might be true.

Man Says He Thought His Mother Bought His Insurance

Thursday, January 8th, 2009

In an effort to avoid prosecution for driving without insurance, a 24-year-old Welsh man told the court he thought his mother had looked after getting it for him. Though guys like him would never get married and have children in a just world, it's likely he'll be blaming his wife ...

Six-Year-Old Uses Video Skills To Steal Parents’ Car

Wednesday, January 7th, 2009

When he missed his bus to school, a little boy in Virginia decided to use skills he garnered playing Grand Theft Auto to take the family sedan instead. Technophobes everywhere will be delighted by this story.

Funny Commercial Featuring Guys You Wouldn’t Date

Tuesday, January 6th, 2009

No moral hear, just a laugh at a certain type of guy we all know much too well.

Detroit Car Insurance Rates Could Be Subject Of Suit

Tuesday, January 6th, 2009

One of the people running for major of Detroit is promising to take legal action against the Motor City's car insurance rates, which are often among the worst in the country. Indeed, insurance rates are often one of the chief reasons people give for leaving the city.

Uninsured Drivers Watch As Their Cars Are Towed Away

Saturday, January 3rd, 2009

Dallas police decided to get tough with a new policy on uninsured drivers, and as a result a bunch of people were left without their cars on New Year's Day. There's still some flexibility for safety reasons, but the cars are still being towed away.

Issues Of Privacy And Guilt With GPS And Black Box

Friday, January 2nd, 2009

Perhaps more than might have imagined, many cars gather information on where you've been and how you were driving. Depending upon what you've been up to, this can be treated as evidence of your guilt or innocence. Needless to say, not everyone's crazy about the existence of this data.

Being A Good Samaritan Definitely Has Major Risks

Thursday, January 1st, 2009

A man who wanted to help another person after a car crash was hurt when a third car crashed into him and now a Texas court has ruled against insurance coverage for his medical bills.

The Thoughts Of A Man Who Crashed His Girlfriend’s Car

Tuesday, December 30th, 2008

It's really best to let this guy speak for himself about "douchebaggy activity".

Keyfob-Copying Isn’t Really A Skill Of Most Thieves

Sunday, December 21st, 2008

But throwing a brick through a window is, so anyone concerned with having things taken from their car should be sure not to leave anything in sight. This is why cars have trunks.

Road Risks Rise As More Drivers Drop Insurance

Saturday, December 20th, 2008

For financial reasons, more people are dropping the insurance coverage on their cars, which is bad for everyone else on the road. Unfortunately, there's not much anyone can do about it.

Your Insurance Premiums Will Pay For Bogus Claims

Friday, December 5th, 2008

Dimmer economic times are causing lots more people to destroy the vehicles they can no longer afford in hopes of an insurance payout, which of course means that other policyholders will be bailing them out. The good news is that the companies and the cops are getting wise to more ...

AARP Insurance Not Always The Most Economical

Thursday, December 4th, 2008

Because the group representing lots of people over 50 charges fees on some of its deals, it seems that the programs it offers (such as insurance) don't always save its members money.

Magazine: Use InsWeb To Compare Auto Insurance

Saturday, November 22nd, 2008

Those of you who want to use one of those web-based services to find out what a bunch of companies will charge you to insure your car should try www.InsWeb.com to start. That's the opinion of Kiplinger's, which also names a bunch of good websites to find reliable financial advice ...

Women Should Benefit From “Buy-The-Mile” Insurance

Friday, November 14th, 2008

The Texas National Organization For Women and the Environmental Defense Fund both support a program in Texas that lets low-mileage drivers (under 12,000 miles a year) buy insurance for the distance they drive, which could mean savings up to 75 percent for some people.

Men Drive More Dangerously, Break More Laws: Study

Thursday, November 13th, 2008

When it comes to the big traffic tickets -- reckless driving, DUI, seatbelt violations, failure to yield and speeding -- men are much worse than women. On top of that, women are more likely to be found innocent of blame in a crash. 

On-Road Safety Needs Cars That Take More Control

Friday, November 7th, 2008

By Susan Winlaw No matter how many airbags they put in cars from now on, there'll be no gigantic advance in auto safety until the car companies figure out a way to build cars that are smart enough to not run into each other.

Comparing Insurance Rates Really Can Save You Money

Thursday, November 6th, 2008

By Susan Winlaw An extremely pleasant note from my insurance agent advising me it was time to renew my auto coverage sent me to the web for a comparison shop, to see if the admonition to look around for a better deal still makes sense.

Boomers May Have Some Surprise Insurance Issues

Wednesday, November 5th, 2008

If you're at the leading edge of the Boomer generation, there might be a couple of insurance issues (for car and house) that could jump up and bite you. This story could offer guidance.

How Carrying A Gun Can Help You After A Car Crash

Wednesday, October 29th, 2008

There's a mistake in this blog that makes you think the whole story might be a total fabrication, but it still imparts a message that will speak to a lot of women.

Small Cars Usually Mean Bigger Insurance Premiums

Monday, October 27th, 2008

If you're thinking of going to a smaller car to save money on gas, you could end up paying more for insurance and that could wipe out the fuel economy gain. Most importantly, you'd be paying more for insurance because the smaller cars are likely to cost the insurance companies ...

One Mother’s Experience With A Teenage Girl Driving

Monday, October 27th, 2008

Useful advice for parents, particularly with regard to creating a driving contract for your teens to sign.

Teens And Parents Argue About In-Car Cameras

Friday, October 24th, 2008

For a while now various firms have been offering parents the chance to keep an eye on what their teens are doing in the family car, which is supposed to reduce the risk of crashes and deaths. But there's also been considerable generational angst, and that has caused other problems.

Religious Car Insurance Debuts In Britain For Muslims

Monday, October 20th, 2008

The slogan for Salaam is "Halal car insurance that's right for your faith."

Consumer Group: Auto Repair Fraud Can Threaten Lives

Thursday, October 16th, 2008

The message these folks (they're a fairly heavyweight group of people) are delivering here is sort of semi-sensationalistic because not all fraudulent auto repairs can put your life at risk, but some can and a lot more of them can cost you big money. This is advice you'd do well ...

Paralyzed Woman Tries Exercising Herself To Recovery

Wednesday, October 15th, 2008

A Michigan woman who had experimental stem cell surgery in Portugal hopes to work off her spinal cord injury with exercise.

Survey Shows General Satisfaction With Auto Insurance

Monday, October 6th, 2008

Apparently people like auto insurance more when it costs them less, and the most satisfied insurance customers are the ones who have all their insurance eggs in one corporate basket (it's called "bundling").