Archive for the ‘Insurance’ Category

Women Should Benefit From “Buy-The-Mile” Insurance

Friday, November 14th, 2008

The Texas National Organization For Women and the Environmental Defense Fund both support a program in Texas that lets low-mileage drivers (under 12,000 miles a year) buy insurance for the distance they drive, which could mean savings up to 75 percent for some people.

Men Drive More Dangerously, Break More Laws: Study

Thursday, November 13th, 2008

When it comes to the big traffic tickets -- reckless driving, DUI, seatbelt violations, failure to yield and speeding -- men are much worse than women. On top of that, women are more likely to be found innocent of blame in a crash. 

On-Road Safety Needs Cars That Take More Control

Friday, November 7th, 2008

By Susan Winlaw No matter how many airbags they put in cars from now on, there'll be no gigantic advance in auto safety until the car companies figure out a way to build cars that are smart enough to not run into each other.

Comparing Insurance Rates Really Can Save You Money

Thursday, November 6th, 2008

By Susan Winlaw An extremely pleasant note from my insurance agent advising me it was time to renew my auto coverage sent me to the web for a comparison shop, to see if the admonition to look around for a better deal still makes sense.

Boomers May Have Some Surprise Insurance Issues

Wednesday, November 5th, 2008

If you're at the leading edge of the Boomer generation, there might be a couple of insurance issues (for car and house) that could jump up and bite you. This story could offer guidance.

How Carrying A Gun Can Help You After A Car Crash

Wednesday, October 29th, 2008

There's a mistake in this blog that makes you think the whole story might be a total fabrication, but it still imparts a message that will speak to a lot of women.

Small Cars Usually Mean Bigger Insurance Premiums

Monday, October 27th, 2008

If you're thinking of going to a smaller car to save money on gas, you could end up paying more for insurance and that could wipe out the fuel economy gain. Most importantly, you'd be paying more for insurance because the smaller cars are likely to cost the insurance companies ...

One Mother’s Experience With A Teenage Girl Driving

Monday, October 27th, 2008

Useful advice for parents, particularly with regard to creating a driving contract for your teens to sign.

Teens And Parents Argue About In-Car Cameras

Friday, October 24th, 2008

For a while now various firms have been offering parents the chance to keep an eye on what their teens are doing in the family car, which is supposed to reduce the risk of crashes and deaths. But there's also been considerable generational angst, and that has caused other problems.

Religious Car Insurance Debuts In Britain For Muslims

Monday, October 20th, 2008

The slogan for Salaam is "Halal car insurance that's right for your faith."

Consumer Group: Auto Repair Fraud Can Threaten Lives

Thursday, October 16th, 2008

The message these folks (they're a fairly heavyweight group of people) are delivering here is sort of semi-sensationalistic because not all fraudulent auto repairs can put your life at risk, but some can and a lot more of them can cost you big money. This is advice you'd do well ...

Paralyzed Woman Tries Exercising Herself To Recovery

Wednesday, October 15th, 2008

A Michigan woman who had experimental stem cell surgery in Portugal hopes to work off her spinal cord injury with exercise.

Survey Shows General Satisfaction With Auto Insurance

Monday, October 6th, 2008

Apparently people like auto insurance more when it costs them less, and the most satisfied insurance customers are the ones who have all their insurance eggs in one corporate basket (it's called "bundling"). 

Good Insurance Advice From Shaister Miester Do Da

Monday, October 6th, 2008

He may sound like a DJ in a club you're afraid to visit, but whoever he is he has some excellent advice on auto insurance for you. 

How One Family Dealt With Less Insurance To Save Money

Saturday, October 4th, 2008

You can save money on your car insurance by reducing your insurance coverage to a basic level that covers damage to other cars, but that could put you at risk of having no coverage if your own car is wrecked. This family's story describes the issues involved.

Study Reveals 13 Booster Seats That Do Poor Job

Thursday, October 2nd, 2008

A study by some insurance researchers has turned up a baker's dozen booster seats that may not be protecting your kids as much as they should. They're listed here, along with tips on what to watch for.

Video Exercises May Improve Driving Skills Of Seniors

Wednesday, October 1st, 2008

The Allstate insurance company is excited about some new computer-based video exercises designed to reduce the number of risky driving moves undertaken by people aged 50 to 75. It's actually testing the Posit system in Pennsylvania.

Court Case Puts Carfax Value In Doubt

Tuesday, September 23rd, 2008

Thanks to a lot of really, really bad advice on the internet and from established writers who should know a lot better, too many consumers think a clean bill of health from Carfax or a similar firm means a used car is free of damage or other concerns. Well, that's ...

Public Wreck Registry Back On Track

Tuesday, September 23rd, 2008

For over 15 years the federal government has been diddling around with a law that allows the public to have more information on cars that are written off ("totaled" is the popular term) by insurance companies but still sold. Now a judge has put them on a timeline to do ...

African-Americans And Hispanics Pay More For Insurance

Saturday, September 20th, 2008

A study by the Federal Trace Commission (FTC) shows how using a person's credit rating to determine her insurance rates can have a special impact of certain specific communities. Both groups have lower average credit scores than non-Hispanic whites and Asians.

Actor And Artists Pay Less For Insurance

Monday, September 15th, 2008

Yes, that is a little hard to figure out. But it makes sense to insurance companies, as this story shows. If nothing else, it suggests that pretty much everything about you influences your auto insurance premium. 

Insurance Issues If Your Car Hits A Large Animal

Friday, September 12th, 2008

If you live where the possibility of a collision with a deer or moose is significant, you might want to take a few minutes and check your insurance coverage before the fall mating season sends those poor beasts out onto the highway. Hitting an animal that large can do extensive ...

New Data Base Has More Safety Information

Wednesday, September 10th, 2008

Anything the auto industry didn't want releases has to be good, and that's true in the case of the NHTSA's new "early warning" website. As the story notes, however, there are some serious caveats about the reliability of the information.

Insurance Group Suggests Raising Driving Age

Tuesday, September 9th, 2008

The folks at the Insurance Institute for Highway Safety (most famous for crashing cars so TV can have something to scare you with over dinner) think it might be a good idea to raise the driving age to 16. Despite the fact that this would indeed likely save lives, they ...

Small Car Fender-Benders Cost Thousands To Fix

Friday, September 5th, 2008

You don't have to be going very fast in a small car to do a lot of damage, a study by the Insurance Institute of Highway Safety (IIHS) makes clear. For example, if you hit something (like the wall in a parking garage) with the rear end of a Prius ...

Hard Proof That Smaller Cars Are Less Safe

Thursday, August 28th, 2008

Findings of the Industry Research Council on costs and injuries from real world crashes supply hard proof for the reality that you're more likely to be injured or killed the smaller your car is.

Liberty Mutual Launches Special Car Insurance Plan For Educators

Tuesday, August 26th, 2008

While it may be as much public relations gesture as anything else (see how it worked with us?), the move by Liberty Mutual to offer a special package of car insurance coverage to teachers and education administrators might also have some genuine benefits for people who often need some financial ...

10 Things You Should Know About Your Car Insurance

Monday, August 25th, 2008

You may be aware of most of these aspects of auto insurance, but there are bound to be some you weren't aware of and they might be useful to know.

Savings May Lurk In Old Insurance Policies

Saturday, August 23rd, 2008

If you're looking to save some money on your automotive expenses, your insurance policy is a good place to start. You can do an online comparison to see which firms will charge you less (there's almost always someone who'll charge you less) and you can go through your current policy ...

Driving Distance Down, But Insurance Still Going Up

Friday, August 22nd, 2008

One of the prime principles of automotive insurance is that if you drive less you should pay less for auto insurance, which has caused a couple of firms (Progressive and GMAC) to offer pay-as-you-drive plans. But overall the cost of insurance is still going up across the country as fewer ...

On-Line Ride-Sharing Service Breaking Safety Laws?

Friday, August 22nd, 2008

Canada's most-populous province is looking into a ban of one of those ride-sharing websites since it contravenes an existing law that prohibits the carrying of passengers for money without a certain level of training and insurance. Others argue that such services help the environment (fewer cars on the road) so ...

Which Cars Have Lowest Insurance Premiums

Monday, August 18th, 2008

There are a lot of factors that determine auto insurance rates, but there also different base rates for different cars, and this article does a decent job of making that clear.

Car Thefts Continue To Decline Across The U.S.

Monday, August 18th, 2008

Contrary to the attempts by various organizations to make you feel that car theft's an epidemic that's getting worse, auto theft is actually down 11 percent since 2000. That's the good news. The better news is that if people keep doing the things that caused that decline, the incidence of ...

People Cut Health Care But Not Auto Insurance To Save

Tuesday, August 12th, 2008

Americans are more likely to cut back on the amount of money they spend on health care than the amount they spend on auto insurance, according to a new survey.

Repair Costs May Offset Insurance Drop For Driving Less

Monday, August 11th, 2008

There's been a considerable amount of talk about people who drive less than average saving money on their insurance premiums, but a story in National Underwriter suggests that increased repair costs after a crash could negate any drop in your payments.